/* Nchemty website — shared styles. Theme files set the tokens. */
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);color:var(--text);background:var(--bg);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--link)}a:hover{color:var(--link-hover)}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:var(--display-weight);line-height:1.1;margin:0 0 .5em;letter-spacing:var(--display-tracking)}
p{margin:0 0 1em}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip{position:absolute;left:-999px;top:8px;background:var(--surface);color:var(--text);padding:8px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px}

.container{max-width:1240px;margin:0 auto;padding:0 24px}
.narrow{max-width:760px}
.section{padding:96px 0}
.section-sm{padding:56px 0}
.center{text-align:center}
.muted{color:var(--muted)}
.dim{color:var(--dim)}
.small{font-size:14px}
.tiny{font-size:13px}
.stack>*+*{margin-top:16px}
.row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.between{justify-content:space-between}
.grid{display:grid;gap:20px}
.grid-2{grid-template-columns:repeat(auto-fit,minmax(min(100%,360px),1fr))}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr))}
.grid-4{grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr))}

/* Type */
.eyebrow{color:var(--eyebrow);font-size:15px;letter-spacing:.5px;margin:0 0 14px;font-weight:500}
.display{font-size:clamp(44px,7vw,84px);line-height:1.02}
.h1{font-size:clamp(38px,5vw,60px)}
.h2{font-size:clamp(32px,4vw,52px)}
.h3{font-size:clamp(24px,2.6vw,36px)}
.lead{font-size:clamp(18px,1.6vw,20px);color:var(--muted);max-width:640px}
.on-ink .lead,.on-ink .muted{color:var(--ink-muted)}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 24px;border-radius:var(--radius-btn);font:inherit;font-size:16px;font-weight:500;text-decoration:none;border:1px solid transparent;cursor:pointer;line-height:1.2;transition:background .15s,border-color .15s,color .15s}
.btn-primary{background:var(--accent);color:var(--on-accent)}
.btn-primary:hover{background:var(--accent-hover);color:var(--on-accent)}
.btn-dark{background:var(--ink);color:var(--ink-text)}
.btn-dark:hover{background:var(--ink-2);color:var(--ink-text)}
.btn-light{background:var(--surface);color:var(--text);border-color:var(--border)}
.btn-light:hover{border-color:var(--text);color:var(--text)}
.btn-ghost{background:transparent;color:inherit;border-color:var(--ghost-border)}
.btn-ghost:hover{border-color:currentColor;color:inherit}
.btn-danger{background:var(--danger);color:#fff}
.btn-sm{min-height:38px;padding:8px 16px;font-size:14px}
.btn-block{width:100%}
.link-arrow{font-weight:500;text-decoration:none}
.link-arrow::after{content:" →"}

/* Header */
.site-header{background:var(--header-bg);color:var(--header-text);position:relative;z-index:20}
.site-header a{text-decoration:none}
.site-header a:not(.btn){color:inherit}
.site-header .bar{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;font-weight:500}
.brand-mark{width:32px;height:32px;border-radius:9px;display:flex;align-items:center;justify-content:center;font-size:15px;border:1.5px solid var(--accent);color:var(--accent)}
.brand-word{font-size:19px;letter-spacing:3px;text-transform:uppercase}
.nav{display:flex;gap:22px;font-size:15px}
.nav a{color:var(--header-muted)}
.nav a:hover,.nav a[aria-current=page]{color:var(--header-text)}
.header-actions{display:flex;align-items:center;gap:14px;font-size:15px;flex-wrap:wrap}
.header-actions .btn{min-height:42px;padding:9px 18px;font-size:15px}
.lang a{color:var(--header-muted)}
.lang a[aria-current=true]{color:var(--header-text);font-weight:600}
.menu-toggle{display:none}
.menu-btn{display:none;background:none;border:1px solid var(--ghost-border);color:inherit;border-radius:10px;min-height:42px;padding:8px 14px;font:inherit;cursor:pointer}
@media (min-width: 1261px){.nav{gap:16px;font-size:14px}.header-actions{gap:10px;font-size:14px}.site-header .bar{gap:14px;flex-wrap:nowrap}}
@media (max-width: 1260px){
  .menu-btn{display:inline-flex}
  .nav,.header-actions{display:none;width:100%}
  .menu-toggle:checked ~ .nav,.menu-toggle:checked ~ .header-actions{display:flex;flex-direction:column;align-items:flex-start;gap:14px;padding:8px 0 20px}
}

/* Dark ("ink") sections */
.on-ink{background:var(--ink);color:var(--ink-text)}
.on-ink a:not(.btn){color:var(--ink-text)}
.on-ink .btn-ghost{border-color:var(--ink-border)}

/* Cards and surfaces */
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-card);padding:32px}
.card-tight{padding:22px}
.card-ink{background:var(--ink);color:var(--ink-text);border-color:var(--ink);}
.card-ink .muted{color:var(--ink-muted)}
.panel{background:var(--panel);border-radius:var(--radius-card);padding:32px}
.feature{display:flex;flex-wrap:wrap;gap:64px;align-items:center;margin-bottom:112px}
.feature.reverse{flex-wrap:wrap-reverse}
.feature>*{flex:1 1 420px;min-width:0}
.feature-art{height:360px;border-radius:var(--radius-card);background:var(--panel);display:flex;align-items:center;justify-content:center;position:relative;overflow:hidden}
.feature-art.ink{background:var(--ink)}
.trust-strip{background:var(--surface);border-bottom:1px solid var(--border)}
.trust-strip .container{display:flex;flex-wrap:wrap;gap:40px;justify-content:center;padding-top:26px;padding-bottom:26px;color:var(--dim);font-size:15px;letter-spacing:1px;text-transform:uppercase}

/* Account cards */
.acct{display:flex;flex-direction:column;gap:12px;text-decoration:none;color:inherit;height:100%}
.acct h3{font-size:24px;margin:0}
.acct .docs{font-size:14px;color:var(--muted)}
.acct:hover{border-color:var(--text)}
.check-list{list-style:none;padding:0;margin:0}
.check-list li{padding:8px 0 8px 28px;position:relative;border-bottom:1px solid var(--border)}
.check-list li:last-child{border-bottom:0}
.check-list li::before{content:"";position:absolute;left:4px;top:15px;width:12px;height:7px;border-left:2px solid var(--success);border-bottom:2px solid var(--success);transform:rotate(-45deg)}
.check-list li.optional::before{border-color:var(--dim)}

/* Steps */
.steps{counter-reset:s;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr))}
.steps>li{list-style:none;counter-increment:s;border:1px solid var(--border);border-radius:var(--radius-card);padding:26px;background:var(--surface)}
.steps>li::before{content:counter(s,decimal-leading-zero);display:block;font-family:var(--font-display);font-size:28px;color:var(--step-num);margin-bottom:10px}
ol.steps{padding:0;margin:0}

/* Forms */
.form{display:grid;gap:18px}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 20px}
.form-grid .full{grid-column:1/-1}
@media (max-width:640px){.form-grid{grid-template-columns:1fr}}
.field{display:flex;flex-direction:column;gap:6px}
.label{font-size:14px;font-weight:600;color:var(--text)}
.req{color:var(--danger)}
.input,.select,.textarea{font:inherit;font-size:16px;width:100%;min-height:48px;padding:11px 14px;border-radius:12px;border:1px solid var(--input-border);background:var(--input-bg);color:var(--text)}
.textarea{min-height:110px;resize:vertical}
.input:focus,.select:focus,.textarea:focus{outline:none;border-color:var(--link);box-shadow:0 0 0 3px var(--focus-ring)}
.on-ink .input{background:var(--ink-2);border-color:var(--ink-border);color:var(--ink-text)}
.help{font-size:13px;color:var(--muted)}
.error{font-size:13px;color:var(--danger)}
.is-invalid{border-color:var(--danger)!important}
.checkbox{display:flex;gap:10px;align-items:flex-start;font-size:15px}
.checkbox input{width:20px;height:20px;margin-top:2px;flex:none;accent-color:var(--ink)}
fieldset{border:0;padding:0;margin:0}
legend{font-weight:600;margin-bottom:8px}
.radio-cards{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr))}
.radio-card{position:relative}
.radio-card input{position:absolute;opacity:0}
.radio-card label{display:block;border:1px solid var(--border);border-radius:16px;padding:18px;background:var(--surface);cursor:pointer;height:100%}
.radio-card input:checked+label{border:2px solid var(--ink);padding:17px}
.radio-card input:focus-visible+label{outline:3px solid var(--focus);outline-offset:2px}

/* Feedback */
.alert{border-radius:14px;padding:14px 18px;margin-bottom:20px;font-size:15px;border:1px solid}
.alert-success{background:var(--success-bg);border-color:var(--success);color:var(--success-text)}
.alert-error{background:var(--danger-bg);border-color:var(--danger);color:var(--danger-text)}
.alert-info{background:var(--info-bg);border-color:var(--info-border);color:var(--text)}
.alert-warning{background:var(--warning-bg);border-color:#E0B44A;color:var(--warning-text)}
.alert ul{margin:6px 0 0;padding-left:20px}
.badge{display:inline-block;padding:3px 10px;border-radius:999px;font-size:12px;font-weight:600;letter-spacing:.2px;white-space:nowrap}
.badge-neutral{background:var(--panel);color:var(--text)}
.badge-success{background:var(--success-bg);color:var(--success-text)}
.badge-warning{background:var(--warning-bg);color:var(--warning-text)}
.badge-danger{background:var(--danger-bg);color:var(--danger-text)}
.badge-info{background:var(--info-bg);color:var(--link)}

/* Tables */
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:16px;background:var(--surface)}
table.table{width:100%;border-collapse:collapse;font-size:15px}
.table th,.table td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--border);vertical-align:top}
.table th{font-size:13px;color:var(--muted);font-weight:600;background:var(--surface-2)}
.table tr:last-child td{border-bottom:0}
.num{text-align:right;font-variant-numeric:tabular-nums}

/* Client area */
.app-shell{padding-top:40px;padding-bottom:96px;min-height:70vh}
.app-nav{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:32px;border-bottom:1px solid var(--border);padding-bottom:12px}
.app-nav a{padding:8px 14px;border-radius:999px;text-decoration:none;color:var(--muted);font-size:15px}
.app-nav a[aria-current=page]{background:var(--ink);color:var(--ink-text)}
.progress{display:flex;gap:6px;flex-wrap:wrap;list-style:none;padding:0;margin:0 0 28px}
.progress li a,.progress li span{display:block;padding:8px 14px;border-radius:999px;font-size:14px;text-decoration:none;border:1px solid var(--border);color:var(--muted)}
.progress li.done a{color:var(--success-text);border-color:var(--success)}
.progress li.current span,.progress li.current a{background:var(--ink);color:var(--ink-text);border-color:var(--ink)}
.doc-row{display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;align-items:center;padding:18px 0;border-bottom:1px solid var(--border)}
.doc-row:last-child{border-bottom:0}
.doc-files{display:flex;flex-direction:column;gap:6px;font-size:14px}
.camera{background:#000;border-radius:20px;overflow:hidden;aspect-ratio:4/3;position:relative;max-width:520px}
.camera video,.camera img{width:100%;height:100%;object-fit:cover;transform:scaleX(-1)}
.camera .oval{position:absolute;inset:12% 26%;border:3px dashed rgba(255,255,255,.7);border-radius:50%}
.camera-prompt{font-size:20px;font-weight:600;margin:16px 0}
.thumbs{display:flex;gap:10px;flex-wrap:wrap}
.thumbs img{width:96px;height:72px;object-fit:cover;border-radius:10px;border:1px solid var(--border);transform:scaleX(-1)}
.kv{display:grid;grid-template-columns:minmax(140px,240px) 1fr;gap:8px 20px;font-size:15px}
.kv dt{color:var(--muted)}.kv dd{margin:0}
@media (max-width:560px){.kv{grid-template-columns:1fr}.kv dd{margin-bottom:8px}}
.otp-input{font-size:28px;letter-spacing:10px;text-align:center;max-width:260px}

/* Footer */
.site-footer{background:var(--footer-bg);color:var(--footer-muted);font-size:15px}
.site-footer a{color:var(--footer-muted);text-decoration:none}
.site-footer a:hover{color:var(--footer-text)}
.site-footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:32px;padding:56px 24px 32px}
.site-footer h2{font-family:var(--font-body);font-size:15px;font-weight:600;color:var(--footer-text);margin:0 0 14px;letter-spacing:0}
.site-footer ul{list-style:none;padding:0;margin:0;line-height:2}
.site-footer .legal{border-top:1px solid var(--footer-border);padding:20px 24px 36px;font-size:13px;color:var(--footer-dim)}

/* Pagination (Laravel bootstrap-5 markup) */
.pagination{display:flex;gap:6px;list-style:none;padding:0;margin:20px 0;flex-wrap:wrap}
.page-link{display:block;padding:6px 12px;border:1px solid var(--border);border-radius:10px;text-decoration:none;color:var(--text);background:var(--surface);font-size:14px}
.page-item.active .page-link{background:var(--ink);color:var(--ink-text);border-color:var(--ink)}
.page-item.disabled .page-link{color:var(--dim)}
nav[role=navigation] .small.text-muted, nav .d-sm-none{display:none}
nav .d-none{display:block}

/* Calculator */
.calc{background:var(--calc-bg);color:var(--calc-text);border-radius:24px;padding:32px;display:flex;flex-direction:column;gap:16px}
.calc .result{font-family:var(--font-display);font-size:30px;color:var(--calc-accent)}
.chips{display:flex;gap:8px;flex-wrap:wrap}
.chip{font:inherit;font-weight:600;min-height:44px;padding:8px 16px;border-radius:999px;border:1px solid var(--border);background:var(--surface);color:var(--text);cursor:pointer}

/* Decorative cards (hero) */
.card-stack{display:flex;justify-content:center;flex-wrap:wrap;padding-bottom:72px}
.bank-card{width:360px;max-width:100%;height:220px;border-radius:20px;padding:26px;display:flex;flex-direction:column;justify-content:space-between}
.bank-card .num{font-size:18px;letter-spacing:2px;text-align:left}
@media (prefers-reduced-motion: no-preference){.bank-card{transition:transform .4s}}

/* Light cards placed on dark sections keep normal text colours */
.on-ink .card .muted,.on-ink .calc .muted,.card-ink .card .muted{color:var(--muted)}
.on-ink .calc .input,.on-ink .card .input{background:var(--input-bg);border-color:var(--input-border);color:var(--text)}
.on-ink .calc,.on-ink .card{color:var(--text)}

/* Header e-banking button: the familiar way into ebank.nchemty.com */
.site-header .btn-ebank{color:var(--header-text);border-color:var(--ghost-border)}
.site-header .btn-ebank:hover{border-color:var(--header-text);color:var(--header-text)}

/* Long-form text (pages, news, FAQ answers) */
.prose{font-size:17px;line-height:1.75}
.prose h1,.prose h2,.prose h3{margin:1.6em 0 .5em}
.prose h2{font-size:28px}.prose h3{font-size:22px}
.prose p,.prose ul,.prose ol{margin:0 0 1em}
.prose blockquote{margin:0 0 1.2em;padding:12px 18px;border-left:3px solid var(--link);background:var(--info-bg);border-radius:0}
.prose table{border-collapse:collapse;width:100%;margin-bottom:1em}
.prose th,.prose td{border:1px solid var(--border);padding:8px 10px;text-align:left}
.announce{background:var(--accent);color:var(--on-accent);font-size:14px;text-align:center;padding:9px 16px}

/* Client area bottom tab bar (phones) */
.tabbar{display:none}
@media (max-width:720px){
  .tabbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;background:var(--surface);border-top:1px solid var(--border);padding:6px 4px calc(6px + env(safe-area-inset-bottom))}
  .tabbar a{flex:1;display:flex;flex-direction:column;align-items:center;gap:2px;font-size:11px;color:var(--muted);text-decoration:none;padding:4px 0;min-height:48px;justify-content:center}
  .tabbar a[aria-current=page]{color:var(--text);font-weight:600}
  .tabbar a[aria-current=page] svg{stroke:var(--link)}
  .app-shell{padding-bottom:110px}
  .app-nav{display:none}
}
/* Offline notice */
.offline-bar{position:fixed;left:12px;right:12px;bottom:calc(76px + env(safe-area-inset-bottom));z-index:40;background:var(--ink);color:var(--ink-text);border-radius:14px;padding:12px 16px;font-size:14px;box-shadow:0 8px 24px rgba(0,0,0,.25)}
@media (min-width:721px){.offline-bar{bottom:20px;max-width:520px;margin:0 auto}}

.card-stack{overflow:hidden;padding-top:24px}
@media (max-width:560px){.bank-card{width:250px;height:156px;padding:18px}.bank-card .num{font-size:15px}}

/* Liveness steps */
.liveness-steps{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.liveness-steps li{padding:10px 14px 10px 40px;border:1px solid var(--border);border-radius:12px;position:relative;font-size:15px;color:var(--muted)}
.liveness-steps li::before{content:"";position:absolute;left:14px;top:50%;width:14px;height:14px;margin-top:-7px;border-radius:50%;border:2px solid var(--border)}
.liveness-steps li[data-state=active]{border-color:var(--link);color:var(--text);font-weight:600}
.liveness-steps li[data-state=active]::before{border-color:var(--link)}
.liveness-steps li[data-state=done]{color:var(--success-text)}
.liveness-steps li[data-state=done]::before{background:var(--success);border-color:var(--success)}
/* Guided document scan */
.scan{position:relative;background:#000;border-radius:16px;overflow:hidden;max-width:640px}
.scan video,.scan img{width:100%;display:block}
.scan .guide{position:absolute;left:7%;right:7%;top:50%;transform:translateY(-50%);border:3px dashed rgba(255,255,255,.85);border-radius:14px;box-shadow:0 0 0 9999px rgba(0,0,0,.35)}
.scan .guide[data-state=good]{border-style:solid;border-color:#5BD48A}
.scan-status{font-weight:600;margin:10px 0}
.scan[data-view]{cursor:pointer}
.scan-count{position:absolute;top:12px;right:12px;width:56px;height:56px;border-radius:50%;background:rgba(14,15,26,.72);color:#fff;font-size:28px;font-weight:600;display:flex;align-items:center;justify-content:center;border:2px solid #5BD48A}
.doc-pick{display:flex;flex-wrap:wrap;gap:8px;align-items:center;justify-content:flex-end}
[data-sign-pad]{min-width:0;max-width:100%;box-sizing:border-box}
.sign-pad{position:relative;width:100%;max-width:640px;height:220px;box-sizing:border-box;contain:strict;border:1px solid var(--input-border,#D6D5E3);border-radius:14px;overflow:hidden;background:#fff}
.sign-pad canvas{position:absolute;inset:0;display:block;width:100%!important;height:100%!important;max-width:100%;touch-action:none;cursor:crosshair}
.sign-line{position:absolute;left:8%;right:8%;bottom:56px;border-bottom:1.5px dashed #B8B7C7;pointer-events:none}
.read-box{margin-top:10px;padding:10px 14px;border-radius:12px;font-size:14px;background:var(--surface-2);border:1px solid var(--border)}
.read-box.warn{background:var(--warning-bg);border-color:#EAD39A}
.read-box dl{display:grid;grid-template-columns:auto 1fr;gap:2px 14px;margin:6px 0 0}
.read-box dt{color:var(--muted)}.read-box dd{margin:0;font-weight:600}

/* Pictures chosen in CRM → Content → Pictures */
.has-picture{position:relative;overflow:hidden;isolation:isolate;background:var(--ink);color:#fff}
.has-picture .hero-picture,.has-picture .hero-picture picture{position:absolute;inset:0;z-index:-2;display:block}
.has-picture .hero-picture img{width:100%;height:100%;object-fit:cover;display:block}
.has-picture .hero-shade{position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(10,11,20,calc(var(--shade,.45)*.75)) 0%,rgba(10,11,20,var(--shade,.45)) 100%)}
.has-picture .lead,.has-picture .muted,.has-picture .tiny{color:rgba(255,255,255,.86)}
.page-hero.has-picture{padding:132px 0 112px}
.feature-art.has-photo{background:var(--panel)}
.feature-art.has-photo picture,.feature-art.has-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.acct-photo{margin:-32px -32px 6px;border-radius:var(--radius-card) var(--radius-card) 0 0;overflow:hidden;aspect-ratio:3/2;background:var(--panel)}
.acct-photo img{width:100%;height:100%;object-fit:cover;display:block}
.brand-logo{display:block;height:36px;width:auto;max-width:200px;object-fit:contain}
.footer .brand-logo{height:32px}

/* Animations (CRM → Content → Appearance). site.js adds .motion and one .fx-<effect> class per effect switched on,
   only when JavaScript runs and the visitor has not asked for less motion or to save data.
   --fx-dur (speed), --fx-dist (intensity) and --fx-scale come from <body>. */
.appearance-preview{position:sticky;top:0;z-index:60;background:#FFE08A;color:#2A2100;font-size:14px;text-align:center;padding:8px 16px}
.appearance-preview a{color:inherit;font-weight:700;margin-left:10px}
@media (prefers-reduced-motion:no-preference){
  .fx-reveal [data-reveal]{opacity:0;transition:opacity var(--fx-dur,.8s) ease,transform var(--fx-dur,.8s) cubic-bezier(.2,.7,.2,1)}
  .fx-reveal[data-fx-style=slide] [data-reveal]{transform:translateY(var(--fx-dist,28px))}
  .fx-reveal[data-fx-style=side] [data-reveal]{transform:translateX(calc(var(--fx-dist,28px) * -1))}
  .fx-reveal[data-fx-style=zoom] [data-reveal]{transform:scale(calc(2 - var(--fx-scale,1.04)))}
  .fx-reveal [data-reveal].is-in{opacity:1;transform:none}
  .fx-reveal .feature>[data-reveal]:nth-child(2){transition-delay:calc(var(--fx-dur,.8s) * .15)}
  .fx-reveal .grid>[data-reveal]:nth-child(2),.fx-reveal .bento>[data-reveal]:nth-child(2){transition-delay:calc(var(--fx-dur,.8s) * .1)}
  .fx-reveal .grid>[data-reveal]:nth-child(3),.fx-reveal .bento>[data-reveal]:nth-child(3){transition-delay:calc(var(--fx-dur,.8s) * .2)}
  .fx-reveal .grid>[data-reveal]:nth-child(4),.fx-reveal .bento>[data-reveal]:nth-child(4){transition-delay:calc(var(--fx-dur,.8s) * .3)}
  .fx-reveal .bento>[data-reveal]:nth-child(5){transition-delay:calc(var(--fx-dur,.8s) * .4)}
  .fx-hover .card.acct,.fx-hover .feature-art,.fx-hover .tile{transition:transform calc(var(--fx-dur,.8s) * .45) ease,box-shadow calc(var(--fx-dur,.8s) * .45) ease,border-color .2s}
  .fx-hover .card.acct:hover,.fx-hover .tile:hover{transform:translateY(calc(var(--fx-dist,28px) * -.22));box-shadow:0 24px 48px -28px rgba(14,15,26,.45)}
  .fx-hover .feature-art:hover{transform:scale(var(--fx-scale,1.04))}
  .fx-hero .has-picture .hero-picture img{animation:nch-settle calc(var(--fx-dur,.8s) * 17) cubic-bezier(.2,.7,.2,1) both}
  .fx-cards .bank-card{transition:transform calc(var(--fx-dur,.8s) * .75) cubic-bezier(.2,.7,.2,1)}
  .fx-cards .card-stack:hover .bank-card:first-child{transform:rotate(-9deg) translateX(-14px)}
  .fx-cards .card-stack:hover .bank-card:last-child{transform:rotate(7deg) translateX(14px)}
  .fx-intro [data-intro]{animation:nch-intro var(--fx-dur,.8s) cubic-bezier(.2,.7,.2,1) both}
  .fx-intro [data-intro="2"]{animation-delay:calc(var(--fx-dur,.8s) * .18)}
  .fx-intro [data-intro="3"]{animation-delay:calc(var(--fx-dur,.8s) * .36)}
  .fx-intro [data-intro="4"]{animation-delay:calc(var(--fx-dur,.8s) * .54)}
  .fx-intro [data-intro="5"]{animation-delay:calc(var(--fx-dur,.8s) * .72)}
  .fx-ticker .ticker-track{animation:nch-ticker calc(var(--fx-dur,.8s) * 45) linear infinite}
  .fx-ticker .ticker:hover .ticker-track,.fx-ticker .ticker:focus-within .ticker-track{animation-play-state:paused}
}
@keyframes nch-settle{from{transform:scale(1.08)}to{transform:scale(1)}}
@keyframes nch-intro{from{opacity:0;transform:translateY(calc(var(--fx-dist,28px) * .8))}to{opacity:1;transform:none}}
@keyframes nch-ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* Background video (banner and page headers) */
.has-picture .hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity .9s ease}
.has-picture .hero-video.is-playing{opacity:1}
.hero-video-toggle{position:absolute;right:16px;bottom:16px;z-index:2;width:36px;height:36px;border-radius:50%;border:1px solid rgba(255,255,255,.45);background:rgba(10,11,20,.45);color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;backdrop-filter:blur(6px)}
.hero-video-toggle:hover,.hero-video-toggle:focus-visible{background:rgba(10,11,20,.7)}
.hero-video-toggle .i-play{display:none}
.hero-video-toggle[aria-pressed="true"] .i-play{display:block}
.hero-video-toggle[aria-pressed="true"] .i-pause{display:none}
/* Approval workflow progress (CRM) */
.wf-steps{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.wf-step{display:flex;gap:10px;align-items:flex-start}
.wf-dot{flex:0 0 26px;height:26px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:12px;font-weight:600;background:var(--surface-2,#EEEDF4);color:var(--muted,#6B6A7B)}
.wf-step.is-done .wf-dot{background:#DCF5E7;color:#13693C}
.wf-step.is-current .wf-dot{background:#0E0F1A;color:#fff}
.wf-step.is-rejected .wf-dot{background:#FBE1E1;color:#A61B1B}
.wf-builder-row{border:1px solid var(--border);border-radius:12px;padding:12px;display:grid;gap:8px}

/* Savings and loan simulators (home page widget and the Savings calculator page) */
.sim{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-card);overflow:hidden}
.sim-tabs{display:flex;gap:6px;padding:14px 16px 0;border-bottom:1px solid var(--border)}
.sim-tabs button{font:inherit;font-weight:600;font-size:16px;background:none;border:0;border-bottom:3px solid transparent;padding:10px 14px 12px;color:var(--muted);cursor:pointer}
.sim-tabs button[aria-selected=true]{color:var(--text);border-bottom-color:var(--accent)}
.sim-panel{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr)}
.sim-panel[hidden]{display:none}
.sim-fields{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px;padding:24px}
.sim-fields .sim-wide{grid-column:1/-1}
.sim-fields input[type=range]{width:100%;accent-color:var(--ink)}
.sim-result{background:var(--ink);color:var(--ink-text);padding:28px 26px;display:flex;flex-direction:column;justify-content:center;gap:4px}
.sim-label{margin:0;color:var(--ink-muted);font-size:15px}
.sim-big{font-family:var(--font-display);font-size:clamp(32px,4vw,46px);line-height:1.05;margin:4px 0 6px;font-variant-numeric:tabular-nums;font-weight:var(--display-weight)}
.card-ink .sim-big{color:var(--ink-text)}
.sim-sub{margin:0 0 18px;color:var(--ink-muted);font-size:15px}
.sim-sub strong{color:var(--ink-text)}
.sim-result .btn{align-self:flex-start}
.sim-note{margin:0;padding:10px 24px 14px;font-size:13px;color:var(--dim);border-top:1px solid var(--border)}
@media (max-width:820px){.sim-panel{grid-template-columns:1fr}.sim-fields{grid-template-columns:1fr}}
.sim-chart{width:100%;height:auto;display:block}
.sim-chart .bar-dep{fill:var(--ink)}
.sim-chart .bar-int{fill:var(--accent)}
.sim-chart .axis{stroke:var(--border)}
.sim-chart .lbl{fill:var(--muted);font-size:12px}
.sim-key{display:inline-block;width:10px;height:10px;border-radius:3px;margin:0 6px 0 0;vertical-align:-1px}
.sim-key-dep{background:var(--ink)}
.sim-key-int{background:var(--accent);margin-left:14px}
.sim-page .sim-big{font-size:48px;margin:0}

/* Signatory steps (/sign/…) and signatories on the application */
.sign-thumb{width:120px;height:80px;object-fit:contain;border:1px solid var(--border);border-radius:10px;background:var(--surface-2)}
.mandate-box{background:var(--info-bg);border:1px solid var(--info-border);border-radius:12px;padding:12px 16px;margin:4px 0 8px}
.sig-list{display:grid;gap:10px}
.sig-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between;border:1px solid var(--border);border-radius:14px;padding:12px 14px;background:var(--surface)}
.sig-row .who{flex:1 1 240px;min-width:0}
.sig-steps{display:flex;gap:4px;margin-top:6px}
.sig-steps i{width:22px;height:6px;border-radius:3px;background:var(--border)}
.sig-steps i.on{background:var(--success)}
.sig-actions{display:flex;flex-wrap:wrap;gap:6px;align-items:center}
.sig-link{display:flex;gap:6px;align-items:center;flex-wrap:wrap;margin-top:8px;width:100%}
.sig-link input{flex:1 1 260px;min-height:38px;font-size:13px}
.alert.verify-warn{background:#fff6e0;border-color:#e0a400;color:#6b4c00}

/* Uploaded logo: height set in CRM → Content → Appearance; a dark logo on a dark background sits on a white plate */
.brand-logo{max-width:240px}
.brand-logo.on-plate{background:#fff;padding:5px 9px;border-radius:9px;box-sizing:content-box}
@media (max-width:560px){.site-header .brand-logo{max-height:36px;max-width:160px}}

/* Savings calculator (/savings-calculator): inputs beside the results */
.scx{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:20px;align-items:start}
.scx-wide{grid-column:1/-1}
.scx-in{display:grid;gap:18px}
.scx-block{border:0;margin:0;padding:0;min-width:0}
.scx-row{display:grid;grid-template-columns:1fr 1fr;gap:14px 16px}
.scx-row .field{margin:0}
.scx-plans{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:8px}
.scx-plan{position:relative;display:flex;flex-direction:column;align-items:center;gap:2px;padding:12px 8px;border:1.5px solid var(--border);border-radius:14px;background:var(--surface);cursor:pointer;text-align:center;transition:border-color .15s,box-shadow .15s}
.scx-plan input{position:absolute;opacity:0;pointer-events:none}
.scx-plan:hover{border-color:var(--muted)}
.scx-plan:has(input:checked){border-color:var(--ink);box-shadow:0 0 0 2px var(--accent)}
.scx-plan:has(input:focus-visible){outline:3px solid var(--focus-ring,var(--link));outline-offset:2px}
.scx-plan-wide{grid-column:span 3;flex-direction:row;justify-content:space-between;padding:10px 14px}
.scx-tier{font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--link)}
.scx-plan-wide .scx-tier{font-size:14px;letter-spacing:0;text-transform:none;color:var(--text)}
.scx-plan[data-tier=plus] .scx-tier,.scx-chip[data-tier=plus]{color:#A15C00}
.scx-plan[data-tier=prime] .scx-tier,.scx-chip[data-tier=prime]{color:#0E7A55}
.scx-term{font-weight:600;font-size:14px}
.scx-rate{font-family:var(--font-display);font-size:22px;font-weight:700;line-height:1.1;font-variant-numeric:tabular-nums}
.scx-max{font-size:11.5px;color:var(--muted)}
.scx-chip{display:inline-block;font-size:11px;font-weight:700;padding:1px 8px;border-radius:999px;background:var(--surface-2);color:var(--link);margin-left:6px}
.scx-affix{display:flex;align-items:stretch;border:1px solid var(--input-border);border-radius:12px;background:var(--input-bg);overflow:hidden}
.scx-affix:focus-within{border-color:var(--link);box-shadow:0 0 0 3px var(--focus-ring)}
.scx-affix span{display:flex;align-items:center;padding:0 12px;background:var(--surface-2);color:var(--muted);font-size:14px;font-weight:600}
.scx-affix .input{border:0;border-radius:0;box-shadow:none;min-width:0}
.scx-seg{display:grid;grid-template-columns:repeat(3,1fr);gap:6px}
.scx-seg label{position:relative}
.scx-seg input{position:absolute;opacity:0}
.scx-seg span{display:flex;align-items:center;justify-content:center;min-height:48px;border:1px solid var(--input-border);border-radius:12px;font-size:15px;cursor:pointer;background:var(--input-bg)}
.scx-seg input:checked+span{border-color:var(--ink);background:var(--ink);color:var(--ink-text);font-weight:600}
.scx-seg input:focus-visible+span{outline:3px solid var(--focus-ring,var(--link));outline-offset:2px}
.scx-toggle{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 14px;border:1px solid var(--border);border-radius:14px;background:var(--surface-2);cursor:pointer}
.scx-toggle input{position:absolute;opacity:0}
.scx-toggle i{flex:none;width:46px;height:26px;border-radius:999px;background:var(--border);position:relative;transition:background .15s}
.scx-toggle i::after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.25);transition:transform .15s}
.scx-toggle input:checked~i{background:var(--ink)}
.scx-toggle input:checked~i::after{transform:translateX(20px)}
.scx-toggle input:focus-visible~i{outline:3px solid var(--focus-ring,var(--link));outline-offset:2px}
.scx-out{position:sticky;top:16px;background:var(--ink);color:var(--ink-text);border-radius:var(--radius-card);padding:24px;display:grid;gap:16px}
.scx-head{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}
.scx-k{margin:0;color:var(--ink-muted);font-size:14px}
.scx-big{font-family:var(--font-display);font-size:clamp(30px,3.6vw,44px);line-height:1.05;margin:4px 0;font-weight:var(--display-weight,700);font-variant-numeric:tabular-nums}
.scx-eff{flex:none;text-align:center;border:1px solid var(--ink-border,rgba(255,255,255,.18));border-radius:14px;padding:10px 12px;min-width:110px}
.scx-eff span{display:block;font-family:var(--font-display);font-size:26px;font-weight:700;color:var(--accent)}
.scx-eff small{display:block;font-size:11px;color:var(--ink-muted)}
.scx-live div{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:8px}
.scx-live span{display:flex;flex-direction:column;gap:2px;padding:10px;border-radius:12px;background:rgba(255,255,255,.07);font-size:12px;color:var(--ink-muted)}
.scx-live strong{color:var(--ink-text);font-size:16px;font-variant-numeric:tabular-nums}
.scx-kv{display:grid;grid-template-columns:1fr auto;gap:6px 14px;margin:0;font-size:15px}
.scx-kv dt{color:var(--ink-muted)}
.scx-kv dd{margin:0;text-align:right;font-variant-numeric:tabular-nums}
.scx-split{display:flex;height:10px;border-radius:999px;overflow:hidden;background:rgba(255,255,255,.1)}
.scx-split i{display:block;height:100%}
.scx-split i:first-child{background:var(--ink-text);opacity:.75}
.scx-split i:last-child{background:var(--accent)}
.scx-out .sim-key-dep{background:var(--ink-text);opacity:.75}
.scx-actions{display:flex;flex-wrap:wrap;gap:8px}
.scx-actions .btn-ghost{border-color:var(--ink-border,rgba(255,255,255,.3))}
.scx-tips .card strong{display:block;margin-bottom:4px}
@media (max-width:900px){.scx{grid-template-columns:1fr}.scx-out{position:static}}
@media (max-width:520px){.scx-row{grid-template-columns:1fr}.scx-plans{grid-template-columns:repeat(2,minmax(0,1fr))}.scx-plan-wide{grid-column:span 2}.scx-head{flex-direction:column}}
.scx-plan-wide{text-align:left;gap:10px}

/* Brand: logo mark and the typed name beside it */
.brand-text{display:flex;flex-direction:column;line-height:1.1;min-width:0}
.brand-tagline{font-size:11.5px;font-weight:500;letter-spacing:.02em;text-transform:none;opacity:.75;margin-top:3px;white-space:nowrap}
.brand-logo{max-width:180px}
@media (max-width:560px){.site-header .brand-tagline{display:none}}

/* The typed name exactly as entered (no capitals forced by the template); the second line under it */
.brand .brand-text .brand-word{text-transform:none;letter-spacing:.005em;white-space:nowrap}
.brand-text{flex:0 1 auto}
.brand-tagline{max-width:230px;overflow:hidden;text-overflow:ellipsis}
.brand-logo{flex:none;aspect-ratio:auto}
.nav a,.header-actions a{white-space:nowrap}