Home
Calculator Contact
Language
Open Free Account
Business Banking · Cameroon

Banking Built
For Your Business

A business bank account based in Cameroon that makes life easier for you and your customers. Accept payments, manage cash flow, and pay suppliers quickly with minimal fees. Enjoy secure transactions and seamless banking designed to help your business grow.

Business banking - NCHEMTY Cameroon
5K+
Businesses Banking
Same Day
Account Opening
COBAC
Fully Regulated
24/7
Customer Support

Better Business Banking with NCHEMTY

Whether you're a team or on your own, just starting out or been going for years — join 5,000+ businesses banking with us.

Fully Regulated MFI

Full COBAC regulation with the digital tools so you benefit from the same protections with greater convenience.

24/7 Customer Support

In-app and web chat offering a concierge experience. Our advisors are always ready to follow up with an email or call.

Account in Minutes

90% of business accounts are opened the same day. Apply online, download the app, and receive your account identifiers immediately.

Pay and Get Paid

Cheques, cash, in-person, online and contactless. By payment terminal, payment links, QR codes, invoices and more.

Loans and Overdrafts

Overdrafts and loans for eligible sole traders with a NCHEMTY Business account. Fast decisions, transparent terms.

Tax & Accounting Tools

Connect tools such as Sage or QuickBooks so bookkeeping takes care of itself.

Spending & Expenses

Expense cards with the option to approve payments over certain limits for everyone on your team.

Interest-Earning Savings

Earn up to 1.40% AER interest (variable) on your spare money. Paid monthly with no minimum deposit.

FOGADAC Protection

All eligible deposits may be protected by the financial compensation scheme up to applicable limits.

Expense Cards

Time-saving payment cards for your team

Claim back lost time with employee expense cards you can set limits and controls for. Save everyone from endless expense admin — receipts, reasons, and VAT rates all captured automatically.

  • Set individual spending limits per card
  • Receipts and reasons captured in the app
  • VAT rates recorded automatically
  • Approve payments over custom thresholds
  • Available with Team from XAF 1,000/month
Apply for expense cards
Active Team Cards
4 Active
XAF 340K tracked this month
Expense Breakdown
Supplies & Stock
52%
Travel
28%
Client Meals
20%

Built for Every Type of Business

From solo freelancers to growing SMEs — NCHEMTY Business is built for you.

SMEs & Small Businesses

Manage payroll, expenses, invoicing, and supplier payments all from one account with full team controls.

Freelancers & Consultants

Send professional invoices, get paid faster, and keep your business money separate from personal funds.

E-commerce Traders

Accept online payments, manage multi-channel sales, and access working capital when you need to grow.

Different plans to suit your… plans

Start free and upgrade as your business grows. No hidden charges, no surprises.

Team
For growing businesses
XAF 1K/mo
Billed monthly
  • Everything in Free
  • Expense cards for team
  • 5 ATM withdrawals/mo
  • Accounting integrations
  • Priority support
Get Team Plan
Business Pro
For established businesses
XAF 5K/mo
Billed monthly
  • Everything in Team
  • Dedicated account manager
  • Business loans & overdraft
  • Advanced reporting suite
  • Multi-branch support
Get Business Pro

Common Questions

You need a business account if you're a limited company. A NCHEMTY Business Account makes separation of personal and business finances simple and fully compliant with Cameroonian law.

Opening a NCHEMTY Business Account is entirely online. Fill in your business details, upload required identification documents, and submit. Our team reviews it and you'll receive your account identifiers — typically on the same day.

90% of business accounts are approved and opened on the same day you apply. The application itself takes just a few minutes.

NCHEMTY Business Accounts are available to sole traders, freelancers, limited companies, partnerships, and registered businesses operating in Cameroon. Applicants must be 18 years or older.

Open your NCHEMTY Business
account in under 2 minutes

Join 5,000+ Cameroonian businesses banking smarter. No branch. No paperwork. Just your phone.

Open Business Account — Free Talk to an Advisor
COBAC Regulated
FOGADAC Protected
Any Phone
Same-Day Approval