Nchemty Digital Banking & Payments
Home or away, local or global — move freely anywhere and bank using your phone. Sign up for free, in a tap.
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Bank On the Go With Nchemty
Manage your money, savings, investments, loans and payments with Nchemty and enjoy instant access to every transaction, past , present and future.
Open Personal Account
Earn more from savings and investments
Earn better returns from your savings and investments with Nchemty. Maintain instant access to your savings while enjoying better returns.
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Nchemty - Your Modern Digital Bank

Nchemty streamlines banking for users and third parties.
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Personal Account
Open a Personal current Account with us today. it's free
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Savings Account
Earn money with a high interest savings and deposits account
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Term Deposits
instant access daily,, weekly, monthly deposits. optional instant access or term deposits.
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Business Account
Bank easily, Free merchant account, bulk pay employees & suppliers
Open Businesss Account
Grow Your Business
Low interest loans, merchant account, bulk payments, low fees, change accounts
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Njangi Account
Pay Members, Collect contributions, earn interest, multiple access, audit trail.
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Non-Profit Account
Association account, Multiple access, instant access, audit trail, borrow, Pay,, Collect.
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Credit, Loans
Obtain short term personal project or consumption loans
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Project Loans
Finance projects with low interest short to mid term loans and credit.
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Nchemty Payment Card.
Pay for transport, shopping, groceries and other items at our partner shops. Collect change from vendors for cash payments. with the Nchemty secure, safe payment card. Earn points from all transactions.
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Manage Your Money

Nchemty helps you manage your money so you can focus on growing your money and reduce losses.

Transfer money to friends, family and pay for goods and services using the Nchemty for free or at token rates. Enjoy add-on payment services such as bulk payments or scheduled payments.

Collect

Receive and collect money from friends, family, customers both online and in-stores using Nchemty. Enjoy added security, notifications and 24/7 banking services using various channels.

Merchant Banking

Collect and bank payments from customers online or in-stores. No worries of physical cash. Ease recordkeeping and reporting using Nchemty Business and Merchant banking which includes both e-commerce, QR Code and PoS  solutions.

Save

Save and earn high returns through our instant access Current Account. Safe, secure, high interest Nchemty current accounts to provide flexibility to users and 24/7 access while returning to their owners, savings interest.

Borrow

Obtain loans from friends, family or Nchemty with the lowest interest rates possible. Finance your projects and schedule repayments and track paid up and leftover amounts and avoid losses or extra charges. 

Earn

Earn money by partnering with Nchemty to provide services ranging from deposits, payments, sales, marketing, broker and other services.

Deposit

Build your investments for tomorrow through high return term money deposits using your Nchemty Deposit accounts. Schedule your deposits (daily, weekly, monthly) or do spot deposits , based on preference, need and financial capacity.

Change

Solve the problem of change and reimbursements using the Nchemty Change account for merchants, microenterprises and small businesses. Avoid trailing coins and reduce the cost of providing change to customers.

As Featured In

Nchemty financial solutions are being talked about in African Business and financial reviews.
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Nchemty, Your Secure Modern Present Companion Digital Bank

Security you can bank on.

Keep your money safe with industry-first fraud protection and 24/7 support.

Instant Notifications

Get notified the moment you spend or receive money so you are always in the know wherever you go.

Card Freeze

Instantly freeze card in the app in the event of a lost, stolen or suspected fraud.

Caller ID

Ensure all notifications and calls are from Nchemty only. Identify the caller or the origin of the notification.

Extra Security

Add an extra layer of protection when making big payments. Set limits on payments or transfers. Use known locations or QR codes or secondary verification.

Biometric Login

Switch on face or fingerprint biometric login to unlock the app and authorize payments

Client Testimonials

"Before, managing my online fashion store's payments was a nightmare. I dealt with multiple mobile money accounts and cash-on-delivery, which was disorganized and time-consuming. Now, with [App Name], all payments—from Mobile Money to bank transfers—are consolidated in one place. It's simplified my business and given me so much more time to focus on my customers and products.
Carine Messi
Carine MessiDesigner
Sending money to my kids in Buea University is now easy and affordable. The app delivers funds instantly with low fees, so my kids can access the money immediately, giving me peace of mind and financial connection.
Dr. Jane L.
Dr. Jane L.Parent (Pharmacist)
Nchemty has revolutionized my business finances. Instant transfers, clear transaction history, and robust security have streamlined operations, saving me countless hours. A must-have for Cameroonian small business owners.
George Ekane
George EkaneEntrepreneur
"My children send me money from Douala, and I used to travel to the nearest town to get it. Now, with the app, I get notifications immediately and can withdraw money from a nearby agent. It's made my life so much easier and safer."
Pa Tim Muma
Pa Tim MumaRetired Teacher

Secure, independent, safe. 24/7 Humans on hand

Whether you own a smartphone or feature phone, Nchemty is the banking platform for you. 

Join our network as a client, partner or everyday user.

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