The first bank
you'll love
Bank, save, and invest in one beautifully simple app trusted by thousands. Open your free account in minutes.
Bank for free with no hidden fees
Open your account in minutes and enjoy 100% digital banking. Get a free virtual card and instant payments from day one. COBAC licensed and FOGADAC insured.
Open free accountEarn up to 3.50% AER interest
Open an NCHEMTY savings account and earn competitive interest on your deposits. Organize money into dedicated Spaces for every goal.
Discover Savings AccountsAccept payments everywhere you sell
Physical POS, virtual e-POS, QR codes, payment links and full e-commerce checkout. Accept 8+ payment methods with instant settlement.
Explore Merchant BankingGrow your income as an NCHEMTY partner
Join our Value Added Partnership Program and earn commissions by referring customers and businesses to NCHEMTY's financial services.
Join Partnership ProgramChoose your Account
Find the perfect account for your personal, business, community, or organizational needs and start banking smarter with NCHEMTY.
Frequently asked questions
Yes. NCHEMTY is a fully licensed Microfinance Institution (MFI) regulated by COBAC. Your funds are protected by FOGADAC.
You can open your NCHEMTY account in under 2 minutes — entirely online.
You'll need a valid government-issued ID (National ID or passport) and a smartphone.
Absolutely. NCHEMTY holds a full COBAC banking license and your deposits are protected by FOGADAC.
Yes! NCHEMTY offers dedicated Business Accounts, Merchant & E-Commerce solutions, and Njangi/Non-Profit accounts.
Noteworthy reads
View all articlesWhy every SME in Cameroon needs a business bank account
Separating personal and business finances is the first step to financial health.
How to grow your savings with NCHEMTY's high-interest accounts
Earn up to 3.50% AER on your savings. We explain how our savings products work.
Earn with NCHEMTY: our Partnership Program explained
Learn how to join our Value Added Partnership Program and start earning commissions.