Save and borrow
Grow your savings, borrow when you need to
Savings goals that earn interest, and loans that grow with your savings history.
Save
3.50%
AER on savings, with goals you can name and lock.
| Product | Rate |
|---|---|
| Savings goals Up to this rate, depending on balance and lock period | 3.5% per year |
| DailySaver Term · 6 months Rate from the nchemty.com calculator: check before publishing | 6% per year |
| DailySaver Term · 9 months Rate from the nchemty.com calculator: check before publishing | 6.5% per year |
| DailySaver Term · 12 months Rate from the nchemty.com calculator: check before publishing | 7% per year |
| DailySaver Plus · 18 months Rate from the nchemty.com calculator: check before publishing | 8% per year |
| DailySaver Plus · 24 months Rate from the nchemty.com calculator: check before publishing | 9% per year |
Borrow
Loans that grow with your savings history
| Loan | Rate | Term |
|---|---|---|
| Personal loan (example) Example: set the real rate before publishing |
1.5% per month declining balance |
3–24 months |
| School-fees loan (example) Example: set the real rate before publishing |
1.25% per month declining balance |
3–10 months |
| Working-capital loan (example) Example: set the real rate before publishing |
1.5% per month declining balance |
3–18 months |
Rates and conditions are confirmed by your loan officer after review. Ask us for a quote.