Merchant & E-commerce Banking

Whether you’re managing daily transactions, onboarding multiple customers, or launching a subscription model—Nchemty Merchant Services provides everything you need to power your business. Simplify collections, streamline operations, and scale your business faster

More Than Just A Business Account

Set up Pro in minutes at no additional cost, right in the Nchemty app. Organise your business spend in a separate Pro account and use a dedicated Pro card.

Earn Cashback

Get up to 1% cashback when you use your Pro card for business expenses. Earn cashback with purchases suing your Pro accounts.

24/7 Customer Support

In App chat and web based chat offer each client a concierge experience only now available in Cameroon. Our friendly advisors are always ready to follow up with an email or a call.

Account in Minutes

In App chat and web based chat offer each client a concierge experience only now available in Cameroon. Our friendly advisors are always ready to follow up with an email or a call.

Power Your Operations

With Nchemty Merchant accounts, you’re entering a new era of money security and merchant operations — where our proactive, purpose-built software and team of banking specialists help operate every account, 24/7.

A Merchant account packed with physical and virtual payment systems

Selling, paying, recording, reporting merchant operations made a breeze

Free

Freelance Account

For freelancers and microentrepreneurs in need of a small payment, collections and change accounts. Low transactions and cash volumes. For more information, see T&Cs.

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XAF 2,500 + / Month

Intro Account

Micro enterprises require payment solutions, quick banking, mobile collections and change accounts to handle multiple small transactions such as refunding change to users Includesa virtual PoS.

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XAF 5,500 + / Month

Premium Account

For retail shops and SMEs which require an e-commerce shop with payment gateway features. Includes all Intro features and more customizations

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XAF 10,000 + / Month

Excel Account

For multibranch retail shops and SMEs which require an e-commerce shop with instant online access and payment gateway features. Includes all Premium features and more customizations

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XAF 15,000 +

Enterprise Account

For multibranch and multi layered organizations or merchants who require merchant features, physical POS, virtual e-POS, direct banking and accounting.  Access APIs to connect one or more online shops or applications 

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Split bills, large groups, and cash handling were a nightmare. With Nchemty's table-side payment solution, servers can generate QR codes on the spot. Customers pay instantly, turning tables faster. Our revenue has increased, and operational hiccups have decreased. My staff and my customers are both relieved!

Elodie Mambo Elodie Fried Chicken Restaurant - Douala

Selling at the roadside was risky with only cash. Nchemty’s mobile POS solution changed everything. I now accept payments anywhere with my phone, making my business truly mobile. I've tapped into a younger, digital-savvy clientele and my sales at events have doubled. It’s freedom and growth in my pocket!

Jean II Bidpena Figaro Fashion- Roadside Vendor

Getting paid for our harvest used to take weeks. With Nchemty, large buyers pay instantly via their merchant platform. The funds are secure and directly in our account, allowing for immediate disbursement to our farmers. This transparency and speed have built immense trust within our cooperative and with our partners.

Oga Patrick Molua Farmers' Cooperative Head

Our app needed a reliable, integrated payment gateway. Nchemty's API was a game-changer. The integration was smooth, and their support team was incredibly responsive. Now, our users can pay for services seamlessly, which has drastically reduced checkout abandonment. Nchemty provides the robust fintech backbone we needed to scale with confidence.

Mario Akem Biddle - Tech Startup Founder

Before Nchemty, chasing cash was a full-time job. Since installing their QR code, 80% of my sales are digital. My accounting is simpler, and I feel secure knowing I'm not a target for thieves. The best part? Settlements hit my Nchemty account instantly, improving my cash flow. It’s not just a payment tool; it's a business growth partner.

Samira Garba Foods & Things - Grocery Store Owner

My clients love the convenience of paying with Mobile Money right from their chair. I no longer lose sales because a customer 'forgot cash.' The transaction fees are lower than what I lost from manual reconciliation errors. Nchemty has modernized my salon, making operations smoother and my clients happier.

Nath Fatelle Fate Salon - Beauty Shop owner

Not yet A Customer?

To get started with Nchemty, all you need is our free Nchemty current account,which is packed with helpful ways to manage your money. You must keep your Nchemty current account open for the whole time you have the njangi account. It only takes 10 minutes to apply, straight from the website..

At a Glance

Take a look at the policy documents and Nchemty Product Information Document (IPID) to see everything that's included, the limits and any exclusions. Excess applies. Nchemty Njangi accounts are supported by the biggest banks in the COBAC region.
Learn more

Login / Register at our Front Office and apply for your account, a loan or reach out to customer support!