Nchemty Credits & Loans

Nchemty brings the word credit back in Credit Union through the low interest credits and loans with the best terms in the market. Nchemty accompanies you or your or your institution in achieving your goals and delivering your projects.
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Unwrap the best rates in the market

With every interaction we seek to deliver financial confidence for all.

Personal Loans & Credit

Quick, unsecured or secured personal loans with flexible and simple terms, and no hidden fees.

Business & Project Loans

Credit built for business momentum—fast, transparent, reliable.

Supply Side Financing

Supply-side financing: unlocks growth with supplier credit, receivables financing, and vendor partnerships for liquidity

Microloans

Unsecured microloans offer flexible terms and streamlined applications for financing microprojects, initiatives, or consumption.

Auto Loans

Get fast pre-approval, competitive rates, flexible terms, streamlined online application, and transparent disclosures to get you behind the wheel with confidence.

Equipment & Machinery

Equipment financing made easy: fast decisions, favorable rates, flexible terms to expand capacity. Streamlined application, prompt funding, no hidden fees.

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Speed Up Money Movement

As a fintech, our goal is speeding up money velocity and financial exchanges. Nchemty financing and credit services fall in line with the offer of microloans and credit lines to the unbanked and lower income tranche of the population.
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Community Support & Rates

We do not just lend money. Nchemty is the helping hand within our communities.

Make the Right Loan

The right loan can help you take advantage of opportunities and meet your goals. Major medical bills and minor home improvements. Car repairs and debt consolidation. A much-needed vacation. The reasons why you might need extra money are countless. Choose a personal loan with an attractive interest rate and use the money however you wish.
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Term Loans

A Nchemty term loan provides a lump sum of capital with a fixed interest rate and a set repayment schedule over a specific period. Our term loans are designed to fund major expenses like equipment or expansion, offering predictable payments that help you budget for the future.

Micro-Credits

Designed for small-scale entrepreneurs and informal businesses. Our micro-credit loans provide small sums of capital with simple, flexible repayment plans. Empower your business with the essential funding you need to buy inventory or grow your services.

Unsecured Loan

Nchemty Get capital quickly without collateral. We assess your creditworthiness and cash flow to offer flexible repayment terms, helping your business grow. Access the funds you need to expand your business without risking your personal or business assets.

Group Loan

Our secured loans use an asset, like property or equipment, as collateral. This reduces risk, allowing us to offer lower interest rates and higher loan amounts. Leverage your assets to access the significant funding you need to grow your business with confidence.

Secured Loan

Our secured loans use an asset, like property or equipment, as collateral. This reduces risk, allowing us to offer lower interest rates and higher loan amounts. Leverage your assets to access the significant funding you need to grow your business with confidence.

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Aissatou Tonge Tailor (Designer)

With Nchemty's loan, I bought a second sewing machine and hired an apprentice. My tailoring shop in Douala now serves twice as many clients! The repayment schedule is flexible, aligning perfectly with my earnings. This support has been crucial for my growth.

Jean Calvin Ndi Farmer

This rainy season was different. Nchemty's agricultural loan allowed me to invest in quality seeds and fertilizer. My maize yield doubled! The Nchemty loan officer understood farming challenges and offered a tailored solution. I can now properly provide for my family.

Mr. Mbella Kake Parent

Nchemty's education loan made university possible for my son. We couldn't afford the fees upfront. The low interest rate means we can repay comfortably while he focuses on his engineering studies. This is an investment in our family's future.

Mike Lyonga Okada Owner

I finally own a motorbike-taxi! Nchemty's asset finance helped me make the down payment. Now, I have a reliable source of income instead of daily rentals. I am my own boss and business is booming

Chantal Bissong Nurse

When my mother fell ill, hospital costs were overwhelming. Nchemty's emergency loan was a lifesaver. The process was incredibly fast—I had the funds the same day. They provided support when we needed it most.

Mama Marie K. Designation

Our tontine group received a loan to boost our palm oil business. Nchemty trained us in bookkeeping and marketing. Our collective profits have increased, empowering us to become leaders and employers in our community.

Emelda M. Bayam Sellam Store owner)

My small bayam-sellam stall is now a proper store! The microenterprise loan let me buy a fridge to sell cold drinks and more stock. My income has increased, and I’ve even expanded my space.

Not yet A Customer?

To get started with Nchemty, all you need is our free Nchemty current account,which is packed with helpful ways to manage your money. You must keep your Nchemty current account open for the whole time you have the njangi account. It only takes 10 minutes to apply, straight from the website..

At a Glance

Take a look at the policy documents and Nchemty Product Information Document (IPID) to see everything that's included, the limits and any exclusions. Excess applies. Nchemty Njangi accounts are supported by the biggest banks in the COBAC region.
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Login / Register at our Front Office and apply for your account, a loan or reach out to customer support!

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