Let your money grow with Instant Access Savings

There when you need it. Growing when you don’t. Earn 3.00% - 3.50% AER interest (variable), paid daily or monthly. Available as an Instant Access Savings Pot or Cash ISA
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Our most flexible way to save

Grow your savings, without locking your money away.

Withdraw instantly, anytime

There’s no waiting around. You’ll get your money right away – ideal if the unexpected happens and you need quick access to your savings.

No minimum deposit needed

No need to deposit a single franc to open your Pot. Add up to XAF 10,000,000 in your Instant Access Savings Pot and up to XAF 20,000 per year in a Cash ISA.

FOGADAC Protects your money

Your eligible deposits in Nchemty are protected by the Deposit Guarantee Fund in Central Africa (FOGADAC)

Savings Made Seamless

Savings Pots come with added features to help you save with ease:

  1. Set a savings goal - track your savings progress over time
  2. Schedule deposits- we’ll automatically move money from your main balance into your Savings Pot for you
  3. Round up transactions - when you spend, we’ll put the change into your Savings Pot


See how your money can grow​

Imagine you had XAF 100,000 in your Instant Access Savings Pot or Cash ISA with a 3.00% AER interest (variable) rate. We pay your interest each month, but in total, you’d earn XAF 3000.00 interest over a year. This is based on you making no withdrawals or adding more money to your Pot.​

Let Us Save Flexibly

You have the flexibility to withdraw your money whenever you need because we provide Instant Access Savings Pots ourselves. It also means we pay your interest for you too.
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It All Starts with a Nchemty current account

Once your account’s up and running, you can open your Instant Access Savings Pot or Cash ISA – and save away!

Open A Nchemty Account

Login / Register at our Front Office and apply for your account, a loan or reach out to customer support!

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