nchemtyCredit Union Cooperative
EN · FR Client area E-banking Open account

For groups and businesses

SME / ETS

For sole traders and small firms: take payments, pay suppliers and access working-capital loans.

What you get

  • Take MoMo, QR and link payments
  • Pay suppliers
  • Working-capital loans
Open SME / ETS I already have a client area

Prefer paper? Download the form (PDF), fill it in with a pen and bring it to a branch or an agent with your ID document.

Documents to prepare

  • Trade register extract (RCCM)
  • Taxpayer card (NIU)
  • Business licence (patente) optional
  • Location plan of the business
  • Proprietor's ID and any signatories' IDs
  • Passport photo (4×4) of the proprietor and each signatory
    Plain light background, face clearly visible
  • A selfie
    Taken in your browser during sign-up

You will also add the people linked to the account: proprietor, authorised signatory.

How opening works

  1. Choose your account

    We show exactly which documents it needs.

  2. Add details and documents

    Photograph your CNI, passport or company papers.

  3. Selfie check

    A quick liveness check confirms it's really you.

  4. Approved, bank anywhere

    Sign in to your client area or straight to e-banking.